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Terms of Service

Legal Disclaimer

These Terms of Service are provided as a template and should be reviewed by a qualified attorney before use. This document may not be fully compliant with the laws in your jurisdiction.

1. Introduction

These Terms of Service ("Terms") govern your access to and use of the Bill Split Club software service, including any associated websites, networks, applications, and other services provided by Bill Split Club (collectively, the "Service"). These Terms constitute a legally binding agreement between you and Bill Split Club ("we," "us," or "our"). By accessing or using our Service, you acknowledge that you have read, understood, and agree to be bound by these Terms.

2. Definitions

  • User, you, your: The individual or entity accessing or using the Service.
  • Subscription: The purchased right to access and use the Service according to the selected plan.
  • Content: Any text, images, videos, audio, or other material that appears on or through the Service.
  • User Data: Any data, information, or material that you upload, input, or otherwise provide to the Service.
  • Intellectual Property Rights: All patent rights, copyright rights, moral rights, rights of publicity, trademark rights, trade dress and service mark rights, goodwill, trade secret rights, and other intellectual property rights.

3. Acceptance of Terms

By accessing or using our Service, you agree to be bound by these Terms and our Privacy Policy, which is incorporated by reference. If you are using our Service on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms. If you do not agree to these Terms, you may not access or use our Service.

4. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of significant changes by posting a prominent notice on our Service or by sending you an email. Your continued use of our Service after any such changes constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must stop using our Service.

5. Eligibility

To use our Service, you must be at least 18 years old or the age of legal majority in your jurisdiction, whichever is greater. By using our Service, you represent and warrant that you meet the eligibility requirements. If you are using the Service on behalf of an organization, you represent and warrant that the organization agrees to be bound by these Terms.

6. Service Description

The Bill Split Club Service is a [DESCRIBE SERVICE TYPE] that allows users to [DESCRIBE SERVICE FUNCTIONALITY]. The specific features and functionality available to you will depend on the Subscription plan you select.

7. Subscription Terms

  • Subscriptions are billed on a [monthly/annual] basis
  • Your Subscription will automatically renew at the end of each billing period unless you cancel before the renewal date
  • You authorize us to charge your payment method for the Subscription fee at the beginning of each billing period
  • If you upgrade your Subscription, we will immediately charge your payment method for the prorated difference in cost
  • If you downgrade your Subscription, the change will take effect at the start of the next billing period

Prices for our Service are subject to change with notice. We will notify you of any price changes before they take effect. Your continued use of the Service after a price change takes effect constitutes your agreement to pay the changed amount.

You may cancel your Subscription at any time through your account settings or by contacting us. If you cancel, you may continue to use the Service until the end of your current billing period, but you will not be eligible for a refund of any portion of the Subscription fee except as expressly provided in these Terms or as required by applicable law.

8. Free Trials

We may offer free trials of our Service. Free trial eligibility is determined at our discretion and may be limited to new users or other qualifying customers. We reserve the right to modify or terminate free trials at any time without notice.

Unless you cancel before the end of the free trial period, we will automatically charge your payment method for the first billing period of your Subscription at the end of the free trial.

9. Service Availability and Support

We will make reasonable efforts to keep our Service operational 24 hours a day, 7 days a week. However, we do not guarantee continuous, uninterrupted access to our Service, and operation of our Service may be interfered with by numerous factors outside our control.

We reserve the right to suspend access to the Service, in whole or in part, for maintenance or upgrades or to address security concerns, with or without notice. We will use reasonable efforts to schedule planned downtime during off-peak hours.

Technical support is provided according to your Subscription plan. Support services may include email support, documentation, or access to a help desk, as specified for your Subscription plan.

10. User Accounts

  • Providing accurate, current, and complete information
  • Maintaining the confidentiality of your password and account
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized use of your account

We reserve the right to suspend or terminate your account at our discretion if we believe you have violated these Terms or if we believe your account may pose a risk to our Service or other users.

11. Acceptable Use

  • Use the Service only for lawful purposes and in accordance with these Terms.
  • Do not use the Service for any illegal or unauthorized purpose.
  • Do not violate any applicable laws or regulations.
  • Do not infringe the rights of others, including intellectual property rights.
  • Do not attempt to breach any security or authentication measures.
  • Do not transmit any viruses, malware, or other harmful code.
  • Do not interfere with or disrupt the Service or servers or networks connected to the Service.
  • Do not collect or harvest any information from the Service, including user accounts, user data, or content.
  • Do not impersonate any person or entity or falsely state or misrepresent your affiliation with a person or entity.
  • Do not use automated scripts to collect information from or otherwise interact with the Service.
  • Do not exceed the usage limitations or quotas associated with your Subscription plan.

12. User Data

You retain all ownership rights to your User Data. By uploading, inputting, or otherwise providing User Data to the Service, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, store, modify, display, and distribute your User Data solely as necessary to provide the Service to you and your authorized users.

We will not access your User Data except:

  • To provide the Service to you and your authorized users
  • To prevent or address technical or security issues
  • To respond to customer support requests
  • As required by law
  • As explicitly permitted in writing by you

You are solely responsible for the accuracy, quality, integrity, legality, reliability, and appropriateness of your User Data. You represent and warrant that you have obtained all necessary rights, consents, and permissions to provide the User Data to us and to grant the rights granted herein.

13. Data Security and Privacy

We process personal data in accordance with the General Data Protection Regulation (GDPR). You have the right to access, rectify, erase, restrict processing, object to processing, and data portability. For details, see our Privacy Policy.

14. Service Level Agreement

We will use commercially reasonable efforts to make the Service available with an uptime of at least 99.9%, excluding scheduled maintenance. If we fail to meet this commitment, you may be eligible for service credits as described in our Service Level Agreement, which is incorporated by reference into these Terms.

15. Intellectual Property

All content provided by Bill Split Club, including but not limited to the Service, website, text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, is the property of Bill Split Club or its content suppliers and is protected by international copyright, trademark, and other intellectual property laws. The compilation of all content on the Service is the exclusive property of Bill Split Club and is protected by international copyright laws.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Bill Split Club.

We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service for your internal business purposes or personal use, as applicable, in accordance with these Terms. This license does not include the right to:

  • Modify or copy the Service or any content therein
  • Use the Service for any commercial purpose other than your organization's internal business purposes
  • Transfer, sell, rent, lease, sublicense, or distribute the Service to any third party
  • Reverse engineer, decompile, or disassemble the Service
  • Remove or alter any copyright, trademark, or other proprietary notices contained in the Service

16. Feedback

We welcome feedback, comments, and suggestions for improvement of the Service ("Feedback"). You grant us a perpetual, irrevocable, non-exclusive, royalty-free, transferable, worldwide license to use, copy, modify, create derivative works based on, distribute, publicly display, publicly perform, and otherwise exploit in any manner such Feedback in all formats and distribution channels now known or hereafter devised, without any attribution or compensation to you.

17. Third-Party Integrations

The Service may allow you to access, use, or interact with third-party websites, apps, content, and other products and services. When you use third-party services, their terms and privacy policies govern your use of those services.

We do not endorse and are not responsible or liable for the behavior, features, or content of any third-party service or for any transaction you may enter into with the provider of such services.

18. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. Bill Split Club DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY DEFECTS WILL BE CORRECTED, OR THAT YOUR USE OF THE SERVICE WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS.

19. Limitation of Liability

Nothing in these Terms shall limit our liability for fraud, death, personal injury caused by our negligence, or any other liability that cannot be excluded or limited under applicable law. Subject to this, our maximum aggregate liability for any single event (or a series of connected events) shall not exceed the amount paid by you to in the previous 12 months.

20. Indemnification

You agree to indemnify, defend, and hold harmless Bill Split Club, its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) that such parties may incur as a result of or arising from your violation of these Terms, your User Data, or your use of the Service. Bill Split Club reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with Bill Split Club in asserting any available defenses.

21. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the European Union and the country where you reside. This does not affect your rights as a consumer according to the laws of your country of residence.

22. Dispute Resolution

If a dispute arises, we will attempt to resolve it amicably. You have the right to bring proceedings in the courts of your country of residence or use the European Commission's Online Dispute Resolution platform.

23. Entire Agreement

These Terms, including our Privacy Policy and any other agreements referenced herein, constitute the entire agreement between you and Bill Split Club regarding your use of our Service and supersede any prior agreements between you and Bill Split Club relating to your use of our Service.

24. Waiver and Severability

The failure of Bill Split Club to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

25. Assignment

These Terms, and any rights and licenses granted hereunder, may not be transferred or assigned by you without the prior written consent of Bill Split Club, but may be assigned by Bill Split Club without restriction.

26. Termination

We reserve the right to suspend or terminate your access to our Service at our sole discretion, with or without notice, for conduct that we believe violates these Terms or is harmful to other users of our Service, us, or third parties, or for any other reason. Upon termination:

  • Your license to use the Service will immediately cease
  • You will lose access to any User Data stored in the Service, unless otherwise specified in your Subscription plan
  • We may, but are not obligated to, delete your User Data after a certain period of time

If you wish to terminate your account, you may do so by following the instructions on the Service or by contacting us at [your contact information].

27. Survival

All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

28. Export Controls

You agree to comply with all applicable export and re-export control laws and regulations, including the Export Administration Regulations maintained by the U.S. Department of Commerce, and trade and economic sanctions maintained by the U.S. Treasury Department's Office of Foreign Assets Control. You warrant that you are not located in any country to which the United States has embargoed goods or has otherwise applied any sanctions.

29. U.S. Government Users

If you are a U.S. government user, the Service is provided as "Commercial Computer Software" and "Commercial Computer Software Documentation" as defined in FAR 12.212 and DFARS 227.7202.

30. Force Majeure

Bill Split Club shall not be liable for any delay or failure to perform resulting from causes outside its reasonable control, including but not limited to acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, epidemics, or disease.

31. No Third-Party Beneficiaries

These Terms do not confer any third-party beneficiary rights on any person or entity.

32. Contact Information

If you have any questions about these Terms, please contact us at [your contact information].

Last Updated: 2025-06-24

Regulatory Compliance

General Data Protection Regulation (GDPR) Compliance

The following provisions apply to users protected by European Union regulations:

Data Collection Under GDPR

In compliance with the General Data Protection Regulation (GDPR), we collect and process your personal data only when we have a lawful basis to do so. This includes processing based on your consent, to fulfill a contract with you, to comply with a legal obligation, to protect your vital interests, to perform a task in the public interest, or for our legitimate interests where those don't override your fundamental rights and freedoms.

We collect only the minimum data necessary for the purposes specified in this policy. When we request your consent to process your data, you have the right to withdraw that consent at any time.

Data Processing Under GDPR

We process personal data in accordance with the principles outlined in the GDPR:

  • Lawfulness, fairness, and transparency: We process data lawfully, fairly, and in a transparent manner.
  • Purpose limitation: We collect data for specified, explicit, and legitimate purposes and do not process it in a manner incompatible with those purposes.
  • Data minimization: We limit data collection to what is necessary for the purposes for which it is processed.
  • Accuracy: We take reasonable steps to ensure personal data is accurate and kept up to date.
  • Storage limitation: We keep data in a form that permits identification only as long as necessary for the purposes of processing.
  • Integrity and confidentiality: We process data in a manner that ensures appropriate security, including protection against unauthorized or unlawful processing and against accidental loss, destruction, or damage.

We maintain records of our data processing activities and conduct data protection impact assessments where required by law.

Your Rights Under GDPR

If you are located in the European Economic Area (EEA), you have the following rights with respect to your personal data:

  • Right to access: You can request a copy of the personal data we hold about you.
  • Right to rectification: You can request that we correct inaccurate or incomplete data about you.
  • Right to erasure: You can request that we delete your personal data in certain circumstances.
  • Right to restrict processing: You can request that we restrict the processing of your data in certain circumstances.
  • Right to data portability: You can request to receive your data in a structured, commonly used, and machine-readable format.
  • Right to object: You can object to our processing of your personal data in certain circumstances.
  • Rights related to automated decision-making: You can request human intervention in automated decisions that significantly affect you.

To exercise these rights, please contact us at [CONTACT_INFORMATION]. We will respond to your request within 30 days.